How do you discover shadow AI tools in your organization?
Answer
Shadow AI discovery requires network traffic analysis, SaaS management platform audits, browser extension inventories, and employee surveys. Most organizations find 3-5x more AI tools in use than officially sanctioned.
Carrier Endorsement Details
Verisk — CG 40 47 01 26
Excludes bodily injury, property damage, and personal/advertising injury arising out of generative AI under Coverage A and Coverage B. Part of the January 2026 ISO edition; companion forms address narrower scopes: CG 40 48 (Coverage B / personal and advertising injury only) and CG 35 08 (products and completed operations).
Key Provisions
W.R. Berkley — PC 51380
Absolute AI exclusion for D&O, E&O, and Fiduciary Liability — eliminates coverage for any claim "based upon, arising out of, or attributable to" AI use.
Key Provisions
Where this lands operationally
Gridex turns the compliance or coverage question into operated workflow controls: intake, review points, audit trails, and the places a person stays in the decision.
Map This Workflow With Gridex
Use this research to identify the workflow, review points, and operating controls that would matter in your organization.
Map This Workflow With Gridex →Related Questions
- What is shadow AI? Shadow AI refers to artificial intelligence tools and services used by employees without IT department knowledge or organizational approval — including ChatGPT, AI writing assistants, and AI-powered browser extensions.
- Do AI exclusions cover shadow AI? Yes. AI exclusion endorsements like Verisk CG 40 47 and Berkley PC 51380 use broad language covering any AI use, including unsanctioned shadow AI tools used by employees without authorization.