Endorsement Overview
PC-51380 — EXCLUSION
Artificial Intelligence Exclusion — Professional and Management Liability
Absolute AI exclusion for D&O, E&O, and Fiduciary Liability — eliminates coverage for any claim "based upon, arising out of, or attributable to" AI use.
Applies to: D&O, E&O, Fiduciary Nationwide available
Key Provisions
- Absolute exclusion — no coverage for any AI-related claim
- Applies to claims 'based upon, arising out of, or attributable to' AI
- Covers owned, licensed, and third-party AI systems
- No carve-back for incidental AI use
Market Impact
The broadest AI exclusion in the market. Unlike Verisk's CGL-focused form, this targets professional and management liability lines, directly affecting professional services firms.
Filing Status by State
Filing status based on carrier announcements and state DOI records.
Verify filings through SERFF Filing Access.
Adopting Carrier Groups
- W.R. Berkley subsidiaries
- Select specialty carriers
Disclaimer: This content is provided for informational purposes only and does not constitute legal advice. AI regulations and insurance policy terms change frequently. Consult with a qualified attorney or insurance professional for advice specific to your situation. Gridex makes no warranties regarding the accuracy or completeness of this information.