Carrier AI Exclusion Endorsement Tracker
Which insurance carriers have filed AI exclusion endorsements — and what each form does. This tracker monitors endorsement filings (Verisk CG 40 47, W.R. Berkley PC 51380, and more), filing status by state, and the policy types each endorsement affects.
What this tracker answers
- Which carriers have filed AI exclusion endorsements, and where
- What standard forms like Verisk CG 40 47 and Berkley PC 51380 exclude
- Filing status by state — filed, pending, or withdrawn
- Which policy types each endorsement applies to (CGL, E&O, cyber)
Start here
W.R. Berkley — PC 51380
Absolute AI exclusion for D&O, E&O, and Fiduciary Liability — eliminates coverage for any claim "based upon, arising out of, or attributable to" AI use.
| State | Filing Date | Status | Source |
|---|---|---|---|
| CO | 2025-12-01 | filed | berkley.com |
| CA | 2026-01-05 | filed | berkley.com |
| NY | 2026-01-10 | filed | berkley.com |
| IL | 2026-02-01 | pending | berkley.com |
| CT | 2026-02-15 | pending | berkley.com |
Filing status based on carrier announcements and state DOI records. Verify filings through SERFF Filing Access.
Verisk — CG 35 08
Excludes bodily injury and property damage arising out of generative AI under products/completed operations coverage.
| State | Filing Date | Status | Source |
|---|---|---|---|
| CO | 2025-11-15 | adopted | verisk.com |
| CA | 2025-12-01 | adopted | verisk.com |
| NY | 2025-12-15 | adopted | verisk.com |
| IL | 2026-01-10 | adopted | verisk.com |
| CT | 2026-01-20 | filed | verisk.com |
Filing status based on carrier announcements and state DOI records. Verify filings through SERFF Filing Access.
Verisk — CG 40 47 01 26
Excludes bodily injury, property damage, and personal/advertising injury arising out of generative AI under Coverage A and Coverage B. Part of the January 2026 ISO edition; companion forms address narrower scopes: CG 40 48 (Coverage B / personal and advertising injury only) and CG 35 08 (products and completed operations).
| State | Filing Date | Status | Source |
|---|---|---|---|
| CO | 2025-11-15 | adopted | verisk.com |
| CA | 2025-12-01 | adopted | verisk.com |
| NY | 2025-12-15 | adopted | verisk.com |
| IL | 2026-01-10 | adopted | verisk.com |
| CT | 2026-01-20 | filed | verisk.com |
Filing status based on carrier announcements and state DOI records. Verify filings through SERFF Filing Access.
Verisk — CG 40 48
Excludes personal and advertising injury arising out of generative AI content, output, or interaction. Applies to Coverage B only — does not exclude bodily injury or property damage.
| State | Filing Date | Status | Source |
|---|---|---|---|
| CO | 2025-11-15 | adopted | verisk.com |
| CA | 2025-12-01 | adopted | verisk.com |
| NY | 2025-12-15 | adopted | verisk.com |
| IL | 2026-01-10 | adopted | verisk.com |
| CT | 2026-01-20 | filed | verisk.com |
Filing status based on carrier announcements and state DOI records. Verify filings through SERFF Filing Access.