Which states have adopted Verisk CG 40 47?
Answer
Verisk CG 40 47 has been adopted in multiple states including Illinois, Colorado, California, New York, and Connecticut, with additional states having pending filings. Check the endorsement tracker for current filing status.
Carrier Endorsement Details
Verisk — CG 40 47 01 26
Excludes bodily injury, property damage, and personal/advertising injury arising out of generative AI under Coverage A and Coverage B. Part of the January 2026 ISO edition; companion forms address narrower scopes: CG 40 48 (Coverage B / personal and advertising injury only) and CG 35 08 (products and completed operations).
Key Provisions
Full State Analysis
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- What is Verisk CG 40 47? Verisk CG 40 47 is a CGL policy endorsement that excludes coverage for bodily injury, property damage, or personal/advertising injury arising out of AI systems.
- Does Verisk CG 40 47 apply to my CGL policy? If your CGL insurer has adopted the Verisk CG 40 47 endorsement, it excludes all AI-related claims from your general liability coverage. Check your policy declarations page for this endorsement number.