AI compliance answer

Which states have adopted Verisk CG 40 47?

Freshness
Last verified: March 24, 2026
Coverage
Insurance and carrier analysis
Jurisdictions
IL · CO · CA · NY · CT
Referenced records
1

Direct answer

Verisk CG 40 47 has been adopted in multiple states including Illinois, Colorado, California, New York, and Connecticut, with additional states having pending filings. Check the endorsement tracker for current filing status.

Carrier Endorsement Details

CG-40-47

Verisk — CG 40 47 01 26

Excludes bodily injury, property damage, and personal/advertising injury arising out of generative AI under Coverage A and Coverage B. Part of the January 2026 ISO edition; companion forms address narrower scopes: CG 40 48 (Coverage B / personal and advertising injury only) and CG 35 08 (products and completed operations).

Key Provisions

Excludes BI and PD (Coverage A) and personal/advertising injury (Coverage B) arising from generative AI
Companion form CG 40 48 limits the exclusion to Coverage B only
Companion form CG 35 08 applies the exclusion to products/completed operations
Applies regardless of whether AI is owned, licensed, or embedded
Type: exclusion Policies: CGL

Full State Analysis

Illinois AI Regulations Colorado AI Regulations California AI Regulations New York AI Regulations Connecticut AI Regulations
Disclaimer: This content is provided for informational purposes only and does not constitute legal advice. AI regulations and insurance policy terms change frequently. Consult with a qualified attorney or insurance professional for advice specific to your situation. Gridex makes no warranties regarding the accuracy or completeness of this information.