Regulatory Status
Requires providers of large-scale generative AI systems (1 million+ monthly users) to make AI-generated content detectable through free public detection tools and embedded technical watermarks in image, video, and audio output. Signed September 19, 2024.
Key Requirements
Free AI Detection Tool Offer a free, publicly accessible tool allowing anyone to assess whether image, video, or audio content was created or altered by the provider's generative AI system
Manifest Disclosure Give users the option to attach a clear, conspicuous, human-readable disclosure on AI-generated content
Latent Technical Disclosure Embed technical metadata (provider name, system version, creation date, unique identifier) in AI-generated content, detectable by the provider's tool
Third-Party Licensee Enforcement Revoke licenses within 96 hours if a licensee disables disclosure capabilities
Insurance Implications
| Carrier | Endorsement | Status | Applies To | Filing Date | Source |
| Verisk | CG 40 47 | adopted | CGL | 2025-12-01 | verisk.com |
| W.R. Berkley | PC 51380 | filed | D&O, E&O, Fiduciary | 2026-01-05 | berkley.com |
| Hamilton | Hamilton AI Sublimit | filed | E&O, Cyber | 2026-02-01 | hamiltongroup.com |
Filing status based on carrier announcements and state DOI records.
Verify filings through your state's
SERFF Filing Access system.
Industry-Specific Compliance
See how California AI regulations apply to specific industries:
Disclaimer: This content is provided for informational purposes only and does not constitute legal advice. AI regulations and insurance policy terms change frequently. Consult with a qualified attorney or insurance professional for advice specific to your situation. Gridex makes no warranties regarding the accuracy or completeness of this information.