Regulatory Status
Makes New York the first state to impose comprehensive oversight on how state agencies use automated decision-making systems and AI. Mandates public disclosure of existing AI systems, prohibits unauthorized agency AI use without meaningful human review, and requires impact assessments. Government-sector law; does not directly impose obligations on private businesses.
Key Requirements
Agency AI Inventory Disclosure State agencies must disclose every automated decision-making system in use, including vendor, purpose, start date, and extent of human replacement
Authorization Requirement Agencies may not use automated decision-making systems without authorization and must ensure meaningful human review
Impact Assessments Agencies must publish impact assessments for any new or substantially modified automated decision-making system
Human Oversight No state agency decision-making process may be fully delegated to an automated system
Insurance Implications
| Carrier | Endorsement | Status | Applies To | Filing Date | Source |
| Verisk | CG 40 47 | adopted | CGL | 2025-12-15 | verisk.com |
| W.R. Berkley | PC 51380 | filed | D&O, E&O, Fiduciary | 2026-01-10 | berkley.com |
| Hamilton | Hamilton AI Sublimit | pending | E&O, Cyber | 2026-02-15 | hamiltongroup.com |
Filing status based on carrier announcements and state DOI records.
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Industry-Specific Compliance
See how New York AI regulations apply to specific industries:
Disclaimer: This content is provided for informational purposes only and does not constitute legal advice. AI regulations and insurance policy terms change frequently. Consult with a qualified attorney or insurance professional for advice specific to your situation. Gridex makes no warranties regarding the accuracy or completeness of this information.