Direct answer
Check your policy's declarations page and endorsement schedule for AI-specific form numbers — for example CG 40 47 or CG 40 48 (Verisk, general liability) and PC 51380 (W.R. Berkley, professional and management liability). These forms are listed by number. If you hold several policies, ask your broker to run an endorsement audit across all of them, since different lines may carry different AI provisions.
Check your policy's endorsement schedule or declarations page for forms CG 40 47 (Verisk/CGL), PC 51380 (Berkley/Professional), or similar AI-specific endorsements. Your broker can run an endorsement audit across all your policies.
Scope
General business and insurance-risk analysis, not legal advice. Identifying an endorsement is about coverage, not about your liability for AI use; it tells you whether each policy still responds to AI-related claims. The relevant forms are AI exclusions (Verisk, Berkley, and Hamilton Select), and their presence is confirmed by the specific form number in the endorsement schedule, not by general policy language. Whether a form can appear on your policy depends on its filing and your carrier's adoption in your state. Confirm specifics with your broker.
Operational implication
Coverage status is a document-review question, not a guess. A complete list of your policies and their endorsements is the starting point for understanding AI exposure.
Carrier Endorsement Details
Excludes bodily injury, property damage, and personal/advertising injury arising out of generative AI under Coverage A and Coverage B. Part of the January 2026 ISO edition; companion forms address narrower scopes: CG 40 48 (Coverage B / personal and advertising injury only) and CG 35 08 (products and completed operations).
Key Provisions
Excludes BI and PD (Coverage A) and personal/advertising injury (Coverage B) arising from generative AI
Companion form CG 40 48 limits the exclusion to Coverage B only
Companion form CG 35 08 applies the exclusion to products/completed operations
Applies regardless of whether AI is owned, licensed, or embedded
Type: exclusion Policies: CGL
Absolute AI exclusion for D&O, E&O, and Fiduciary Liability — eliminates coverage for any claim "based upon, arising out of, or attributable to" AI use.
Key Provisions
Absolute exclusion — no coverage for any AI-related claim
Applies to claims 'based upon, arising out of, or attributable to' AI
Covers owned, licensed, and third-party AI systems
No carve-back for incidental AI use
Type: exclusion Policies: D&O, E&O, Fiduciary
Disclaimer: This content is provided for informational purposes only and does not constitute legal advice. AI regulations and insurance policy terms change frequently. Consult with a qualified attorney or insurance professional for advice specific to your situation. Gridex makes no warranties regarding the accuracy or completeness of this information.