Regulatory Status
No AI-specific regulations currently target insurance brokers directly in Colorado.
General AI regulations may still apply. See the Colorado regulations page for details.
Insurance Implications
Relevant policy types: E&O, CGL, Cyber, D&O
| Carrier | Endorsement | Status | Applies To | Filing Date | Source |
| Verisk | CG 40 47 | adopted | CGL | 2025-11-15 | verisk.com |
| W.R. Berkley | PC 51380 | filed | D&O, E&O, Fiduciary | 2025-12-01 | berkley.com |
| Hamilton | Hamilton AI Sublimit | filed | E&O, Cyber | 2026-01-15 | hamiltongroup.com |
Filing status based on carrier announcements and state DOI records.
Verify filings through your state's
SERFF Filing Access system.
Compliance Gaps to Address
No AI governance policy for underwriting tools
Lack of human oversight in AI-driven coverage recommendations
No documentation of AI vendor risk assessments
Unaware of AI exclusion endorsements in own E&O coverage
Other Industries in This State
This Industry in Other States
Disclaimer: This content is provided for informational purposes only and does not constitute legal advice. AI regulations and insurance policy terms change frequently. Consult with a qualified attorney or insurance professional for advice specific to your situation. Gridex makes no warranties regarding the accuracy or completeness of this information.