What is Verisk CG 40 47?

Verisk CG 40 47 is a CGL policy endorsement that excludes coverage for bodily injury, property damage, or personal/advertising injury arising out of AI systems.

Does Verisk CG 40 47 apply to my CGL policy?

If your CGL insurer has adopted the Verisk CG 40 47 endorsement, it excludes all AI-related claims from your general liability coverage. Check your policy declarations page for this endorsement number.

Which states have adopted Verisk CG 40 47?

Last verified: March 24, 2026

Answer

Verisk CG 40 47 has been adopted in multiple states including Illinois, Colorado, California, New York, and Connecticut, with additional states having pending filings. Check the endorsement tracker for current filing status.

Carrier Endorsement Details

CG-40-47

Verisk — CG 40 47

Excludes bodily injury, property damage, and personal/advertising injury arising out of generative AI content, output, or interaction.

Key Provisions

Excludes BI and PD arising from AI-generated content or output

Excludes personal/advertising injury from AI use

Applies regardless of whether AI is owned, licensed, or embedded

Type: exclusion Policies: CGL

Full State Analysis

Illinois AI Regulations Colorado AI Regulations California AI Regulations New York AI Regulations Connecticut AI Regulations

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